Line of Credit


Annual Revenue:

  • Must be operating with a profit. Revenue amounts will determine eligible line of credit amount

Time in Business:

  • Usually 2 years in business (accessible for 6+ months in business usually relying on personal credit)

Typical Range

Up to 100% of the secured asset

Maximum of $1,500,000


Payment Schedule:

  • Up to 7 year terms with 25 year amortization. Annual 10% prepayment privilege at no charge

Timeliness to Fund:

  • Usually within 72 hours post approval. Dependent on structure

Origination & Interaction Model:

  • Apply in branch with a specialist. 24/7 phone support or usual in-branch working hours