Annual Revenue:

Time in Business:


  • Mortgages require a current appraisal (AACI qualified, bank approved appraiser), a passing Environmental report (Phase I ESA), and may require a Building Condition Report. Canada Mortgage and Housing Corporation (CMHC) requests, if required, must comply with CMHC guidelines

Typical Range

Up to 75% of the total mortgage amount ranging from $250,000 to $25,000,000


Payment Schedule:

  • 5-, 7- and 10-year mortgages and variable rate commercial mortgages with 3-, 5-, 7- and 10-year terms with flexible repayment options. Make optional pre-payments (up to 10% of the original loan amount every year)

Timeliness to Fund:

  • Pre approval within 5 minutes online – honoured for up to 120 days

Origination & Interaction Model:

  • Apply in branch with a specialist. 24/7 phone support or usual in-branch working hours

Other Features:

  • Swap to commercial mortgages for income generating real estate worth more than $500k
  • Industry specific options backed by government funding (e.g. 80% of a loan for farmers up to $500k)