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Unsecured

Credit Unions

Credit Card

Eligibility

Annual Revenue:

  • Varies depending on card features. Usual minimum annual spending of $25,000 and AUM of $250,000

Time in Business:

  • Varies depending on type of card offering. More focused on credit scores

Other:

  • Usually requires personal credit history for small business

Typical Range

Average limit of $50k

Features

Payment Schedule:

  • Monthly billing cycle interest-free; 2-5% Minimum Payment

Timeliness to Fund:

  • Immediate use once approved

Origination & Interaction Model:

  • Apply online through the credit union portal

Other Features:

  • A variety of premium cards are offered with travel, auto, fraud, and health insurance coverage