Line of Credit


Annual Revenue:

  • Must be operating with a profit. Revenue amounts will determine eligible loan amounts

Time in Business:

  • Usually 2 years in business (accessible for 6+ months in business usually relying on personal credit)

Typical Range

$10,000 – $250,000


Payment Schedule:

  • Flexible payment schedule

Timeliness to Fund:

  • Immediate use once approved

Origination & Interaction Model:

  • Apply in branch with a specialist. 24/7 phone support or usual in-branch working hours

Other Features:

  • A variety of features are targeted to specific industries (e.g. agriculture, franchises) – Can be tied to business banking accounts to act as overdraft – Overdraft accounts fill the gap up to $10k