Annual Revenue:

• Annual revenue / average monthly revenue (e.g. at minimum $100,000 in the past 12 months

Time in Business:

• Time in business (e.g. at least 6 months)

Other:

• Have active commercial lease (e.g. physical office / store)
• Personal credit (e.g. 610+)
• No open bankruptcies
• Some industries are restricted (online lists provided by each lender)

$5,000 – $300,000

Payment Schedule:

• Repayments are automatically deducted from the bank

Timeliness to Fund:

• Turn around for approvals are within a day typically

Origination & Interaction Model:

• Online origination and interactions